Terms and Conditions

Welcome to MyBenni.AI. These Terms of Use (“Terms”) govern your access and use of our mobile apps, website, and related services (the “Services”). Please read them carefully. By using the Services, you agree to these Terms.

1. Eligibility

You must be at least 18 years old and legally capable of entering into these Terms.

2. Use of Services

You may use the Services only for lawful purposes and in accordance with these Terms. Prohibited activities include:

• Reverse engineering, scraping, or exploiting the platform.

• Uploading harmful code, spam, or misusing features.

• Misrepresenting your identity or benefits information.

• Violating applicable laws, regulations, or third-party rights.

  
  

3. Accounts & Security

• You are responsible for maintaining the confidentiality of your account credentials.

• Notify us immediately of any unauthorized access or use.

• We are not liable for loss or damage resulting from unauthorized account use.

  
  

4. Intellectual Property

All content, software, logos, trademarks, and designs are owned by or licensed to Benni Inc. You may not copy, modify, or distribute them without prior written permission.

5. Third-Party Services

The Services may integrate with third-party systems (e.g., insurers, benefit providers). We are not responsible for third-party content, accuracy, or practices.

6. Disclaimers

• Services are provided “as is” without warranties of any kind, express or implied.

• We do not guarantee uninterrupted availability, error-free operation, or accuracy of content.

  
  

7. Limitation of Liability

To the fullest extent permitted by law, Benni Inc. shall not be liable for indirect, incidental, consequential, or punitive damages, even if advised of the possibility. Our aggregate liability shall not exceed the greater of (a) amounts paid by you in the prior 12 months or (b) $100.

8. Indemnification

You agree to defend, indemnify, and hold harmless Benni Inc., its officers, employees, and partners from any claims, damages, or expenses arising out of your use of the Services or violation of these Terms.

9. Termination

We may suspend or terminate your account at our discretion for violations of these Terms or harmful conduct. You may also delete your account at any time.

10. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.

11. Dispute Resolution

Any disputes shall be resolved through binding arbitration in New York, except where prohibited by law. Class actions are waived.

12. Changes to Terms

We may update these Terms periodically. Continued use after updates constitutes acceptance.